The following articles are personal finance articles written in recent years to provide additional insight into alternative insight into the importance of financial literacy in America. Losing the personal finance race on day one The personal finance race begins day one of a consumer’s life. The race is a cradle to grave marathon, and the ability to successfully complete the race is because of the knowledge and experience given to an individual at the onset of learning. This race is so important to an individual to navigate the events of life, and the quality of life is a direct result of the ability to successfully manage the personal finance race. Because of the importance of personal finance to one’s life, the prevailing thought is personal; finance would be a cornerstone of the education system, financial system, and regulatory system. As However, the literacy of personal finance is not a focal point of any portion of the American education, financial, or … [Read more...]
Personal Financial Literacy equals victory in America
Personal Financial Literacy is the key to freedom and prosperity. The widespread financial health of the consumer and the community promotes a strong vibrant economy and strong personal responsibility. Why is our education system failing our children in the most important matter? The personal finance race is being lost along with the quality of life. People of all income levels are not immune to the crisis as 40% of income earners of 100k annually live paycheck to paycheck. The personal finance race begins day one of a consumer’s life. The race is a cradle to grave marathon, and the ability to successfully finish the race is because of the knowledge and experience given to an individual at the onset of learning. This race is so important to an individual to navigate the events of life, and the quality of life is a direct result of the ability to successfully manage the personal finance race. As a result of the importance of personal finance to … [Read more...]
Friday Finance: Literacy equals Quality
Losing the personal finance race and quality of life 8:08 PM Posted by Donny Wise - EMPOWER4U The personal finance race begins day one of a consumer’s life. The race is a cradle to grave marathon, and the ability to successfully finish the race is because of the knowledge and experience given to an individual at the onset of learning. This race is so important to an individual to navigate the events of life, and the quality of life is a direct result of the ability to successfully manage the personal finance race. As a result of the importance of personal finance to one’s life, the prevailing thought is personal finance would be a cornerstone of the education system, financial system, and regulatory system. As However, the literacy of personal finance is not a focal point of any portion of the American education, financial, or regulatory system. As a review of recent history, the bright, intelligent high school student would graduate with honors and a diverse … [Read more...]
The failure of the education system in personal finance
Every teenager looks forward to turning 18, and the gateway to adulthood is turning 18 in America.... At 18 years of age in America, the question of this age group should be asked…Do I go to college or start my own business? However, the current education system does prepare our emerging adults on the subject of sex education and the use of condoms. The system does not provide the basics of personal finance, the use of credit in the United States, how to start a business or constructing a business plan, or any integration of the financial system. The education system fails our children in the instance of personal financial literacy. I think about if our education system spent the investment in educating me in the use of condoms into a personal financial literacy program. As I turn forty this year, what a head start and high impact the knowledge of personal finance would have made in my life and decisions as a young adult… Do you question why America’s education system … [Read more...]
This Election is about Freedom: The Dynasty is dying in toxic ideology
All Good Things...Our Democracy has become our Dynasty of Pretend...Monopoly money and dollar is the pending parity as banking system is broken and the government is insolvent. The Dynasty is dying and This Election is Our Election 2012 to reclaim freedom and democracy. My humanity is above ideology, and I welcome all whom beliefs that the protection and restoration of our freedom’s and prosperity is imperative. The difference is that we restore quality, value, and community back into the equation. We as Americans can do better, and we must do better or leave a shell of a society for the future generations to endure. As the Dynasty is dying, the reality is that the quality of life and personal freedoms are in decline for a majority of Americans including higher income individuals. The recent credit crisis was not isolated to the subprime borrower or personal irresponsible members of society. As a former banker, many intellectual and high-income individuals were placed in … [Read more...]
Excerpt: 18 and Life: 5 Personal Finance tips before 18
THE FOLLOWING IS AN EXCERPT FROM A PENDING PUBLICATION ON YAHOO PERSONAL FINANCE. THE FULL CONTENT WILL BE AVAILABLE ON YAHOO PERSONAL FINANCE. MY AGREEMENT DOES NOT ALLOW SHARING ANY WRITING CONTENT IN ENTIRETY UNTIL PUBLISHED BY YAHOO. PUBLICATION WILL BE IN TWO WEEKS. THIS ARTICLE IS THE BEGINNING TO A SERIES OF PERSONAL FINANCE COLUMNS AND CONTENT TO FEATURE THE RELEASE OF Super Parenting: Million Dollar Children by 18. I DECIDED TO SHARE A PREVIEW OF THE ARTICLE AS TOUR DU JOUR OF WHAT IS TO COME!!!!! A milestone in life is turning forty years old as the time passage of being young is not the adjective of a human's existence as forty is the psychological threshold or benchmark of forward is older and hindsight is the warnings for all younger to hear. Forty is a reflection of the last twenty-two years of legal adulthood with 20/20 hindsight to consider the lessons learned and changes to avoid some of the challenges of the last twenty-two years. My hindsight goes back in time … [Read more...]
Losing the personal finance race on day one
The personal finance race begins day one of a consumer’s life. The race is a cradle to grave marathon, and the ability to successfully complete the race is because of the knowledge and experience given to an individual at the onset of learning. This race is so important to an individual to navigate the events of life, and the quality of life is a direct result of the ability to successfully manage the personal finance race. Because of the importance of personal finance to one’s life, the prevailing thought is personal; finance would be a cornerstone of the education system, financial system, and regulatory system. As However, the literacy of personal finance is not a focal point of any portion of the American education, financial, or regulatory system. As a review of recent history, the bright, intelligent high school student would graduate with honors and a diverse background of knowledge including subjects such as Calculus, Physics, Chemistry, Algebra, and Sex Education … [Read more...]
