The Deep Hate in Washington leads to the IRS targeting groups such as Tea Party

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Reuters is reporting today that former acting Commissioner Steven Miller would not release any other IRS employees who were involved in the scandal that is rocking Washington. The ideological hate would make the Tea Party as a helpless victim of many conservative groups being targeted and unfairly being required to provide documents and information to obtain non-profit status by the IRS. One employee being deemed as the ring leader of the IRS targeting conservative groups is Sandra Hall Ingram as she was the leader for the department handling non-profit requests when this scandal began. She is now the IRS leader over Obamacare, and she has not been required to answer questions or was she named by former commissioner in Friday's hearings on Capitol Hill.  Sandra Hall Ingram has been deemed as a strong ideologue in a department that is necessary to be unbiased in all actions of the agency. Steven Miller is going to protect employees that are endangering our democracy and Ms. Ingram is … [Read more...]

The bridge of student loan debt leads to second bubble

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  USA Today is reporting that a group of bankers are warning the Federal Reserve of the $1 trillion student loan debt crisis having parallels to the housing fiasco of 2007-2008. The student loan debt is larger than the nation's outstanding credit card debt. This poses another problem for the Federal Reserve, but our mentality is debt our way to prosperity. Our children are being sold debt as a way to pay for college when savings and some financing should be a mixture to insure the yolk of debt will not destroy a generation. As a fortunate, college was paid in full and student loans were not as common 20 years ago as today. It is a hard concept to grasp the college graduates of this era with the burdensome yolk of debt as the option to pay for college. If we as a nation change our attitude, schools, parents, and the financial system could work to instruct financial literacy for our children to teach them to save and understand debt. In our free society, the concept of the status … [Read more...]

Economic recovery is deceptive and perceptive

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GDP for the first quarter of 2013 registered at 3%, some areas of the economy cannot find the skilled workers needed to fill jobs in the new advanced economy. The technology giants of Apple and Google view a different economy in comparison to the reality. The perceptive is that the economy is gaining a foothold in a real recovery is deceptive to say the least. Apple or Google are similar to New York in their perception of the economy. That perception is very deceptive and dangerous to fundamental core principles destroying and restricting the economy to cause millions to suffer and impacts our country's strength through the state and federal debt that is evolving problem to solve. As several factors continue in America, the economy will continue to remain weak and fragile for many people. The nation's policy on energy is the first major challenge. No real recovery will happen with gas prices at current prices. Second, the long term unemployment crisis is another major challenge that … [Read more...]

Man’s Best Friend: The lighter side of life

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My oldest dog has fought a battle for eight years, and he is 15 yo and still fighting. He is my inspiration. Here are the other two pups in action at 15 years of age....   … [Read more...]

Making Kid’s Money SmArt

http://youtu.be/sQY3DdOAQtU H&R Block … [Read more...]

Community Banks must strategize to survive

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The Virginia Commerce Bank is another community bank throwing in the towel due to the new regulatory and business environment. The community bank consolidation is the industry's solution instead of exploring collaboration to stay in business. 1000 community banks hold 2% of deposits, but originate 40% of all small business loans....The following article was written specific for the DC market, but the current market environment makes this article relevant to the entire nation. DC Community Banks by Donny Wise DC Community Banks cover a large coveted footprint of DC proper, Northern Virginia, and Maryland as an aggregate unit, but individually are fragmented in market presence and penetration. The individual community bank is a weakness in the current economic environment, and this weakness is a vice on the bank's ability to be competitive, hamper revenue and market growth, and vulnerable to any minor flux in the market or portfolio. DC Community Banks are missing a market … [Read more...]

Personal Finance change is easier said than done

Wipe our Debt (Photo credit: Images_of_Money) Passion is a strong force to keep things going when all is about to fail. I am writing this article today, because our nation has become a nation of talkers. Talk sounds so nice someone said to me one time, but action is another component all together. The whole country must change an attitude about personal finance, or we will never overcome the hurdle that we face in America. We are a debtor society, and the government is the best example of our specific problem with 16 Trillion in debt on the books. Debt reduction and cost savings measures are great to discuss, but the actions are much harder to implement. The prestige is lost when having to do the dirty work. That is the problem in Washington, DC, and throughout the country. As an advocate, the stage was set for this quarter of 2012 to be our year with a group of partners. Several partners brought great ideas and resources to the table, but crunch time came and they have withdrawn … [Read more...]

Funny: Both 14 year old Jack Russell Terriers drink from fountain

http://youtu.be/4mPooEK36WM Sid and Cody drink water to cool off … [Read more...]

Funny: 14 year old Jack Russell fakes death during business conference call

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I was on a business conference call when my 14 year old Jack Russell had to go outside. He has health problems, and I looked outside and he was motionless on the ground. He is highly intelligent, and I did not know how to handle the situation with my callers. Excuse me for a minute to inquire if my dog is faking his demise. Leave it to a Jack. … [Read more...]

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