TheWiseMe.com, a set on Flickr. … [Read more...]
The Deep Hate in Washington leads to the IRS targeting groups such as Tea Party
May 19, 2013 By Leave a Comment
Reuters is reporting today that former acting Commissioner Steven Miller would not release any other IRS employees who were involved in the scandal that is rocking Washington. The ideological hate would make the Tea Party as a helpless victim of many conservative groups being targeted and unfairly being required to provide documents and information to obtain non-profit status by the IRS. One employee being deemed as the ring leader of the IRS targeting conservative groups is Sandra Hall Ingram as she was the leader for the department handling non-profit requests when this scandal began. She is now the IRS leader over Obamacare, and she has not been required to answer questions or was she named by former commissioner in Friday's hearings on Capitol Hill. Sandra Hall Ingram has been deemed as a strong ideologue in a department that is necessary to be unbiased in all actions of the agency. Steven Miller is going to protect employees that are endangering our democracy and Ms. Ingram is … [Read more...]
The bridge of student loan debt leads to second bubble
May 11, 2013 By 1 Comment
USA Today is reporting that a group of bankers are warning the Federal Reserve of the $1 trillion student loan debt crisis having parallels to the housing fiasco of 2007-2008. The student loan debt is larger than the nation's outstanding credit card debt. This poses another problem for the Federal Reserve, but our mentality is debt our way to prosperity. Our children are being sold debt as a way to pay for college when savings and some financing should be a mixture to insure the yolk of debt will not destroy a generation. As a fortunate, college was paid in full and student loans were not as common 20 years ago as today. It is a hard concept to grasp the college graduates of this era with the burdensome yolk of debt as the option to pay for college. If we as a nation change our attitude, schools, parents, and the financial system could work to instruct financial literacy for our children to teach them to save and understand debt. In our free society, the concept of the status … [Read more...]
Economic recovery is deceptive and perceptive
May 10, 2013 By Leave a Comment
GDP for the first quarter of 2013 registered at 3%, some areas of the economy cannot find the skilled workers needed to fill jobs in the new advanced economy. The technology giants of Apple and Google view a different economy in comparison to the reality. The perceptive is that the economy is gaining a foothold in a real recovery is deceptive to say the least. Apple or Google are similar to New York in their perception of the economy. That perception is very deceptive and dangerous to fundamental core principles destroying and restricting the economy to cause millions to suffer and impacts our country's strength through the state and federal debt that is evolving problem to solve. As several factors continue in America, the economy will continue to remain weak and fragile for many people. The nation's policy on energy is the first major challenge. No real recovery will happen with gas prices at current prices. Second, the long term unemployment crisis is another major challenge that … [Read more...]
Man’s Best Friend: The lighter side of life
May 2, 2013 By Leave a Comment
My oldest dog has fought a battle for eight years, and he is 15 yo and still fighting. He is my inspiration. Here are the other two pups in action at 15 years of age.... … [Read more...]
Cancer diagnosis threatens personal finance launch of Takecontrolofmoney.com
May 1, 2013 By Leave a Comment
Photos of self I am including a few personal photos of myself to bring a face to the situation at hand. I created a personal finance, business finance resource for the everyday people. The financial world is on your street, and we were launching in April. However, I became sick and was diagnosed with cancer and will have 3 surgeries in the next few months.....This site a phase 1 to bring a change in banking for the benefit of the consumer.....I have personally stepped down because of my health, and my mother will be acting CEO in my absence. What do we need from you ??? Refer to the items below for the immediate assistance needed to keep this dream alive for our first few months overhead is small. 1) Talent will be rewarded for showing the company how to generate revenue. 2) Small gifts of $25 dollars to be paid through PayPal under the name of Judy Jernigan. 3) Small loans of 1k or less Two months after we go live, we will open a non profit to provide financial … [Read more...]
Making Kid’s Money SmArt
February 28, 2013 By Leave a Comment
http://youtu.be/sQY3DdOAQtU H&R Block … [Read more...]
Community Banks must strategize to survive
February 14, 2013 By 2 Comments
The Virginia Commerce Bank is another community bank throwing in the towel due to the new regulatory and business environment. The community bank consolidation is the industry's solution instead of exploring collaboration to stay in business. 1000 community banks hold 2% of deposits, but originate 40% of all small business loans....The following article was written specific for the DC market, but the current market environment makes this article relevant to the entire nation. DC Community Banks by Donny Wise DC Community Banks cover a large coveted footprint of DC proper, Northern Virginia, and Maryland as an aggregate unit, but individually are fragmented in market presence and penetration. The individual community bank is a weakness in the current economic environment, and this weakness is a vice on the bank's ability to be competitive, hamper revenue and market growth, and vulnerable to any minor flux in the market or portfolio. DC Community Banks are missing a market … [Read more...]
Personal Finance change is easier said than done
October 20, 2012 By Leave a Comment
Wipe our Debt (Photo credit: Images_of_Money) Passion is a strong force to keep things going when all is about to fail. I am writing this article today, because our nation has become a nation of talkers. Talk sounds so nice someone said to me one time, but action is another component all together. The whole country must change an attitude about personal finance, or we will never overcome the hurdle that we face in America. We are a debtor society, and the government is the best example of our specific problem with 16 Trillion in debt on the books. Debt reduction and cost savings measures are great to discuss, but the actions are much harder to implement. The prestige is lost when having to do the dirty work. That is the problem in Washington, DC, and throughout the country. As an advocate, the stage was set for this quarter of 2012 to be our year with a group of partners. Several partners brought great ideas and resources to the table, but crunch time came and they have withdrawn … [Read more...]
Funny: Both 14 year old Jack Russell Terriers drink from fountain
September 11, 2012 By Leave a Comment
http://youtu.be/4mPooEK36WM Sid and Cody drink water to cool off … [Read more...]
