America’s Fundamental Change in Money, Finance, and Value: Student Debt and Paycheck to Paycheck for 100k Wage Earners

Smithsonian in Washington, DC courtesy of donny-wise.com

BB&T Building in Atlanta The guide for America to restore fiscal sanity is recognizing the challenges of the present and future to establish a plan whether it's at an individual level or governmental level.  The government may not act in the manner to restore fiscal sanity or attempt radical policy changes to allow a a financial system flexibility that benefits the people usage of the system. Therefore, the resolution must be individual, and the freedom of the country allows individuals to manage their own approach and attitude to interaction as a part of the financial system. However, the collapse of the government would make individuals have contingent plans more radical than any other time in modern history. Our financial marketplace, regulatory system, and societal competence in personal and business finance is currently unsustainable for the power of America to remain intact. America's fundamental change in money, finance, and value is a map to restore fiscal sanity. … [Read more...]

America’s Fundamental Change in Money, Finance, and Value Is a Map to Restore Fiscal Sanity

Downtown Raleigh, NC

The guide for America to restore fiscal sanity is recognizing the challenges of the present and future to establish a plan whether it's at an individual level or governmental level.  The government may not act in the manner to restore fiscal sanity or attempt radical policy changes to allow a a financial system flexibility that benefits the people usage of the system. Therefore, the resolution must be individual, and the freedom of the country allows individuals to manage their own approach and attitude to interaction as a part of the financial system. However, the collapse of the government would make individuals have contingent plans more radical than any other time in modern history. Our financial marketplace, regulatory system, and societal competence in personal and business finance is currently unsustainable for the power of America to remain intact. America's fundamental change in money, finance, and value is a map to restore fiscal sanity. However, the realization of the … [Read more...]

Zeek Rewards $600 million dollar ponzi scheme may leave customers short on assistance from primary bank.

Zeek Rewards was busted by the SEC for being a Ponzi Scheme...picture by http://www.workwithjacobcruz.com/

  August 17th was the news story date about Zeek Rewards or Rex Ventures based in Lexington, NC being busted by the Securities and Exchange Commission for being a $600 million Ponzi scheme. For more information about the dynamics of Zeek Rewards, the following link to CNN can provide additional insight into the dynamics of the scheme. In this article, the topic is the banking customers who are looking to their traditional banking entity to assist in recovering some of the funds recently deposited into this Ponzi scheme, I have a copy of a couple of bank's internal policies surrounding their treatment of all customer's attempting to recoup funds from Zeek Rewards, and the documents state that the process will not be an easy experience for the consumer. Recourse to recoup money is like entrance into heaven, a camel's hair through the head of a needle. The documents are harsh on the recourse of the customer to remove the bank from the forefront of this fight. One bank … [Read more...]

The Happiest People- Outline and Story Setting

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Family members in short stories- Marvin Wise- Grandaddy Jack Jernigan- Ma Annie Jewel McCullen - Aunt Annie Jewel Thelma Harrell- Aunt Thelma Brief Insight: The Happiest People by Donny Wise "This is their story"....The digital age did not exist to document their existence...The impact of their existence saved my life and belief in humanity.....I have a second chance to live....I am saying thank you by recognizing the best qualities that most of us  desire in our life...They lived , laughed, and loved...They were so happy.....Many  people inform me that I am a character...They  were instrumental in creating this character... Donny Wise The series of short stories as witnessed by the eyes of a child, the stories are a unique insight to a generation that is gone. The stories tell of people who were impoverished in youth to fight tooth and nail out of hell to give their children the chance at prosperity and security, and give the grandchildren the childhood … [Read more...]

Mitt Romney: Unemployment and the Very Poor

Mitt Romney photo courtesy of NY Daily News

Republican Presidential Candidate Mitt Romney did cause a media stir after comments on CNN about "not concerned about the very poor" for they have a "safety net". After Tuesday's big win in Florida, Romney's comments are red flags for the candidate's understanding of the condition of the US economy and unemployment. President Obama's decision to reject the Keystone XL Pipeline was a red flag that common sense and politics do not make nice bedfellows, and Romney's comments play along the same line. The high unemployment numbers are creating a new underclass, and this underclass is part of the new very poor. As Felix Salmon stated in an opinion piece in Reuters, "The problem is that persistent unemployment at or around 10% is unacceptable in the especially with the social safety net being much weaker here than it is in Europe." The biggest problem with Mitt Romney's comments is this recessionary period is much different from the recessions of  recent past. The middle class is … [Read more...]

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