To: PRIVATE
Subject: Super Parenting: Million Dollar Children by 18 Book and Digital Publication
As a former 18 year old and banker, my insight in the current challenges in modeling a financial system to provide the platform of innovation and personal responsibility is very extensive. The financial future of the upcoming generations is questionable as the challenges are massive and resolution is complex. Almost 40, I look back to 18 years old to question what aspect of learning or interaction was a catalyst to the challenges faced later in life. The answer was financial literacy and knowledge. The debtor and consumer was the mentality of finance for my generation at 18 years of age. The thought did not focus on becoming proactive in the future savings, first home purchase, family, or business ownership. My focus was the brand new car for graduation, my new apartment for college, and the recent senior trip cruise. What if my parents began the day of discovering my pending arrival to insure a future at 18 where my efforts with their support made me at millionaire around my birthday? The question would be which opportunity after graduation to pursue next as a university student, business owner, or homeowner. The word “how” would be replaced with “when”, and my many successes of the past 20 years would not be diminished because of financial ignorance on certain issues. Super Parenting: Million Dollar Children by 18 to instruct parents of all social classes to implement best practices and behaviors or standards to integrate your children into a path of personal financial literacy and stability beginning at birth.
What kept me from being a millionaire at 40 is being removed to become one by 45 or 50. My family, career, and earning potential were not the problem but my naïve nature was my nemesis. Three behavior changes by my parents before my first birthday could have turned the tide financial literacy practices and education is the key for our generation of parents to equip the children of today to become the benefactors of simple knowledge of financial planning and account management. Three small behavior changes by my parents before my birth would have made be a positive impact, and these changes are a small snapshot of the information guide and tools to assist in making the future 18 year a million dollar adult:
Three behavioral change examples before birth to establish the foundation for a financially future:
Decision to begin a family is imminent in the sense of attempting to foster a pregnancy or becoming aware of a pregnancy is the day to begin saving for the upcoming expansion in the family. Like retirement planning, the early the better Earlier is better
The allocation of resources is the seeds sown in the time period before the end of the pregnancy. Home purchases, expansion, nursery, clothes, and the baby shower. The 20K baby shower in gifts is useless five years. How 10k in stuff and 10k in saving instruments would impact the future child as an adult? How to educate attendees of the shower to provide material gift and monetary allocation for saving instruments without being offensive to anyone? Super Parenting has the answer.
Assignment of a four bank reward system before first birthday to teach give, spend, grow, and learn. Mint.com is the site to examine the reward system for children, and the establishment of this system is the core foundation to fostering a financial literacy, savvy, and confident adult at 18.
Three behavior changes are a sample of the contents of Super Parenting: Million Dollar Children by 18.
The entire book/resources collection details the three examples of the and how. The collection takes a parent to the day of the child’s 18th birthday. The resource is timeless in the principles and fundamentals of financial planning for children. This resource is applicable for a one child family to family with 10 children. The resource will be available in multimedia formats for the parent. Book, Web, iBook’s, Podcast, Video, and Verbal will be available for single or multiple formats usage.
Super Parenting: Million Dollar Children by 18 is the book, video, web, or podcast tool for the parent. Parents can choose in a cafeteria style plan to purchase the entire content to document financial planning, practices, and literacy from before birth until 18th birthday in the format of choice, or the series will be a breakdown of age appropriate material. This tool will be affordable sensible and practical because not everyone will obtain a millionaire status, but the practices and credit knowledge will empower a new generation to become savers and producers without killing consumption but assigning a new priority to consuming. The opportunity will be available for any parent to provide tools to improve the next generation. Everyone parent wants to be the Super Parent and the best way to become the priceless parent is making your children into million dollar adults at 18. Some children will not becoming a millionaires by 18, but the million dollar information of savings, financial credit knowledge, and financial literacy/integration will be a million dollar education for a fractional investment along with substantial savings in hand . Please consider this request to accept the partnership opportunity in the publication for Super Parenting: Million Dollar Children by 18.
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