
I live with 4 daily fears in Personal Finance Money Management, and the story begins with my recent shopping trip. Last week, I was shopping at a store, and I noticed they started taking PayPal as a form of payment.I went to check out and I made an inquiry on how PayPal was accepted. You were required to have a PIN with your mobile number for payments to be accepted, and I pulled out another card to swipe for my purchase only to have the transaction declined as the terminal informed me while the cashier said very loudly" declined". I was in line where the same issue happened to the customer in front of me, and his card was declined. I almost went into hyper panic mode, and I said not possible only to swipe a second time for the transaction to be declined. I would have gone to extreme panic mode, but I was surprisingly carrying cash. I look at my card, and I became aware of the mistake as I was using a Belk’s(Department Store in the Southeast) Credit Card to pay for my … [Read more...]





