The 4 Daily Fears in Personal Finance Money Management

Courtesy of Credit-Lawsuit.com

I live with 4 daily fears in Personal Finance Money Management, and the story begins with my recent shopping trip.  Last week, I was shopping at a store, and I noticed they started taking PayPal as a form of payment.I went to check out and I made an inquiry on how PayPal was accepted. You were required to have a PIN with your mobile number for payments to be accepted, and I pulled out another card to swipe for my purchase only to have the transaction declined as the terminal informed me while  the cashier said very loudly" declined".  I was in line where the same issue happened to the customer in front of me, and his card was declined. I almost went into hyper panic mode, and I said not possible only to swipe a second time for the transaction to be declined. I would have gone to extreme panic mode, but I was surprisingly carrying cash. I look at my card, and I became aware of the mistake as I was using a Belk’s(Department Store in the Southeast) Credit Card to pay for my … [Read more...]

Americans Accept Corruption in Government

300px-IRS_Building_Constitution_Avenue

  Several days ago, our site made an offer for anyone to write a letter to Congress and we deliver the letter. The IRS Scandal  is an opportunity to provide your voice to the government when an unbiased agency used power to intimidate a segment of our society no matter the negative feelings are against the groups targeted. Little response has been received. I hope as Americans that we have not become numb to corruption in government. It robs our freedom and democratic process of individual thought in this country. My letter will be sent, and we can provide any assistance needed in not what to say, but construct a letter to Congress....Please contact us....This is important for you and this country.....     ============================================ The writing of a letter by hand or electronically to an official in power can seem like a daunting task. Writing is one task, but the other is to find the correct representatives and the e-mail or street … [Read more...]

Lighter Sid: Sid and Cody Play in May

http://youtu.be/2frFUF9ZgKs Sid and Cody are 15 yo Jack Russell Terriers and they are very special old dogs. They have wild personalities.   … [Read more...]

Congress provides hope for survivors and victims of billing errors against the complex issue of medical debt

UF_CancerHospital

  Medical debt is harming people's credit scores with errors in billing and people who survive a near death medical illness only to face the complexity and inflexibility of the medical billing system. A prime example of the complexity of the system in a hospital for a simple procedure. The procedure may require anesthesiologist to put a patient to sleep, bloodwork, primary care doctor referral to have the procedure, x-rays, surgeon, and hospital stay overnight.  Some hospitals bill every item individually, and six bills are sent to your insurance or mailbox for each action for one procedure. The system is complex, and impacts the person who survives a serious medical illness to a simple doctor's visit where a billing error happens and resolution by the most credit worthy person can still show as unpaid or negative on their credit report due to an unexplained error. Congress is taking notice and according to Forbes.com is making progress to implement a policy where medical … [Read more...]

America’s Fundamental Change in Money, Finance, and Value: Student Debt and Paycheck to Paycheck for 100k Wage Earners

Smithsonian in Washington, DC courtesy of donny-wise.com

BB&T Building in Atlanta The guide for America to restore fiscal sanity is recognizing the challenges of the present and future to establish a plan whether it's at an individual level or governmental level.  The government may not act in the manner to restore fiscal sanity or attempt radical policy changes to allow a a financial system flexibility that benefits the people usage of the system. Therefore, the resolution must be individual, and the freedom of the country allows individuals to manage their own approach and attitude to interaction as a part of the financial system. However, the collapse of the government would make individuals have contingent plans more radical than any other time in modern history. Our financial marketplace, regulatory system, and societal competence in personal and business finance is currently unsustainable for the power of America to remain intact. America's fundamental change in money, finance, and value is a map to restore fiscal sanity. … [Read more...]

Business Insider: Breaking News 24 dead in elementary school tornado damage

http://www.businessinsider.com/two-schools-destroyed-by-oklahoma-tornadoes-2013-5 … [Read more...]

IRS Official in Charge During Tea Party Targeting Now Runs Health Care Office – ABC News

http://abcnews.go.com/m/blogEntry?id=19197239&ref=http%3A%2F%2Ft.co%2F1bmF5rdpzA IRS Official in Charge During Tea Party Targeting Now Runs Health Care Office - ABC News The Internal Revenue Service official in charge of the tax-exempt organizations at the time when the unit targeted tea party groups now runs the IRS office responsible for the health care legislation. IRS-Tea Party, Benghazi, AP Controversies: White House Plans to Tackle Scandals Andrew Harrer/Bloomberg via Getty Images Sarah Hall Ingram served as commissioner of the office responsible for tax-exempt organizations between 2009 and 2012. But Ingram has since left that part of the IRS and is now the director of the IRS' Affordable Care Act office, the IRS confirmed to ABC News today. Her successor, Joseph Grant, is taking the fall for misdeeds at the scandal-plagued unit between 2010 and 2012. During at least part of that time, Grant served as deputy commissioner of the tax-exempt unit. Grant … [Read more...]

ABC News LIVE Coverage | Watch the video – Yahoo! News

Live coverage of Tornado Outbreak near Oklahoma City http://news.yahoo.com/video/abc-news-plus-special-report-220000361.html … [Read more...]

America’s Fundamental Change in Money, Finance, and Value Is a Map to Restore Fiscal Sanity

Downtown Raleigh, NC

The guide for America to restore fiscal sanity is recognizing the challenges of the present and future to establish a plan whether it's at an individual level or governmental level.  The government may not act in the manner to restore fiscal sanity or attempt radical policy changes to allow a a financial system flexibility that benefits the people usage of the system. Therefore, the resolution must be individual, and the freedom of the country allows individuals to manage their own approach and attitude to interaction as a part of the financial system. However, the collapse of the government would make individuals have contingent plans more radical than any other time in modern history. Our financial marketplace, regulatory system, and societal competence in personal and business finance is currently unsustainable for the power of America to remain intact. America's fundamental change in money, finance, and value is a map to restore fiscal sanity. However, the realization of the … [Read more...]

Gawker: Unemployment Stories, “I Can’t Really Afford to Be Alive”

Unemployed Men hop the train in Canada

Gawker series about Unemployment Stories from the people living through the nightmare is compelling, but this volume is the most disturbing of the employment crisis in the series....Unemployment Stories, Vol. 35: 'I Can't Really Afford to Be Alive' In most states, the unemployment rate is coming down, ever so slowly. Still, nearly 12 million Americans are officially unemployed, and millions more have dropped out of the labor force entirely. Each week, we bring you true stories of unemployment, straight from the unemployed. This is what's happening out there. I hate myself I am unemployed and I hate it. Even worse, I hate myself. I am one of over 12 million people (based on the January 2013 BLS stats) in this country that does not have a job but wants one. I never ever wanted to be unemployed. I never thought I could have my job taken away from me (I despise the phrase “lost my job” since it implies it was entirely my fault, like my job was a set of car keys). Sure, like … [Read more...]

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