http://m.csmonitor.com/Business/The-Simple-Dollar/2013/0518/Teach-kids-personal-finance-through-experience-six-tips Teach kids personal finance through experience: six tips - CSMonitor.com One of the most powerful things I’ve learned over the last few years is that older children and teenagers often learn the most powerful life lessons from experiences they can directly relate to. The problem is that personal finance isn’t often directly relatable to their life. Quite often, parents and teachers rely on lectures and discussions to get the ideas across, but experiences are the things that many older children and teenagers really connect with. You can tell them about personal finance all day long, but without some experience, it often won’t sink in. Here are some actual experiences your older children and teenagers can engage in to learn some of the basics of personal finance. I’ve been collecting these activities myself in order to help educate my children in personal … [Read more...]
Teach kids personal finance through experience: six tips – CSMonitor.com
The Daily News of Newburyport : Student loan debt crisis affecting generations
http://m.newburyportnews.com/TDNN/pm_105134/contentdetail.htm?contentguid=cxgrAs9G The Daily News of Newburyport : Student loan debt crisis affecting generations Overwhelming. Crushing. Nightmarish. These are just some of the words local residents use when they describe their student loan debt burden to me. Many share how they have been dutifully making their payments, but their debt has caused them to indefinitely postpone certain “life decisions” such as buying a car, owning a home or starting a family. I know parents who are anxious and concerned about the debt their sons and daughters have accumulated. Some of these parents have delayed retirement or made early withdrawals from their 401(k) to help with their child’s student loan debt. Student loan debt is a crisis that is impacting generations of Americans, and it demands the full and immediate attention of Congress. Those about to enter college, and some now attending, are too often forced to consider not enrolling, … [Read more...]
Diagnosis Disclosure: Empower Strength by Owning and Managing Weakness
Review of the article in process to correct errors in article... Being weak is a vulnerability to humans with issues that challenge our physical, mental, and spiritual being through sickness or our own actions. Disclosing about having cancer was not easy, but disclosing being sick and symptomatic did not happen. The reality is that I went to the doctor May 2012 with a certain set of symptoms. It was finding the right doctor who could understand my awareness of my body. I almost died in 2004 from a large tumor in my thyroid and throat being misdiagnosed for almost a year, and a number of surgeries since the 2004 event. I have a history of tumors and periods of sickness from these events. I let my sickness dictate life from 2003-2005 as I became reclusive and isolated. It almost happened a second time as silence was a fortress of stress, but I decided to be open about my diagnosis no matter the consequence to be open. Thursday or May 16 was confirmation or adjustment of … [Read more...]
Treasury officials told of IRS probe in June 2012 – Washington Times
This revelation sticks to the President..He will become a damaged leader and limp through a second term. This would result in a more entrenched stalemate in Congress and nothing will be accomplished. The major challenges are not going away, but the tipping point will become a definite event horizon in the near future if this story hangs on Obama and stalemate becomes cemented with no flexibility or compromise....Donny Wisehttp://m.washingtontimes.com/news/2013/may/18/treasury-officials-told-irs-probe-june-2012/Treasury officials told of IRS probe in June 2012WASHINGTON — Senior Treasury officials were made aware in June 2012 that investigators were looking into complaints from tea party groups that they were being harassed by the Internal Revenue Service, a Treasury inspector general said Friday, disclosing that Obama administration officials knew there was a probe during the heat of the presidential campaign.J. Russell George, the Treasury inspector general for tax administration, … [Read more...]
Writers offer personal finance advice to Obama | Deseret News
The Obama's have $200,000 saved for their children's college education. It is an important part of the President's portfolio. One would think that he would be a driver of savings for children. One argument is the number of economically distressed families who have little or no money to put away. Teach the children to earn and save for themselves. I worked in high school and I did not have to work. I did work, and I believed that it helped me to move up in my career much younger. There is a better way than what we are doing today. http://m.deseretnews.com/article/865580217/Personal-financial-advice-offered-to-Obama.html … [Read more...]
Debt ceiling: Treasury soon to start juggling act – May. 16, 2013
http://money.cnn.com/2013/05/16/news/economy/debt-ceiling/index.html Debt ceiling: Treasury soon to start juggling act Treasury Secretary Jacob Lew may soon issue a letter formally notifying Congress that the Treasury will begin to take so-called "extraordinary measures" starting on Friday. NEW YORK (CNNMoney) The debt ceiling clock is about to start running again. The U.S. Treasury on Friday will begin using "extraordinary measures" to keep the country from defaulting on its obligations. As part of a budget compromise in February, lawmakers suspended the country's legal borrowing limit at $16.394 trillion, and let Treasury keep borrowing to pay all the country's bills. But on Sunday the debt ceiling will automatically reset to a higher level reflecting the amount borrowed during the suspension period. The Bipartisan Policy Center estimates the increase will be roughly $265 billion. In effect, that means the country will reach its debt limit on Sunday. It's unclear how much … [Read more...]
Government in debt teaching financial literacy in schools does not change behavior
It is difficult to think of schools teaching financial literacy basics without a chuckle because most of the systems running these institutions cannot even manage taxpayer money. The behavior is the key to change, and schools are not masters of positive changes of behavior in a radical way such as personal finance and financial literacy. What schools can do is provide teaching with interactive activities from elementary until graduation. This should be an outsourced venture with measurements of success that is based individually not universal measurement of a group. The adult in the real world has to make changes by changing behaviors without any training or interaction in the personal finance and business world to break bad financial habits. Our government is not the example to follow into bringing fiscal responsibility or prosperity to an individual's life. The change of behavior is the will to empower one's self to change. The following is an excerpt from … [Read more...]
